Apply today, take time to pay
With promotional financing from Synchrony, major purchases don’t have to wait.* Get what you want now and pay over time.
Your plan options
- Pedal trikes: 6 months, no interest if paid in full.
- Electric trikes: 9 or 12 months, no interest if paid in full. You pick.
- 18 months: During special promotions, or when you buy two trikes.
Anyone in the U.S. can finance with us, on approved credit. Check if you prequalify in seconds — no impact to your credit score.
What to pay each month to finish on time
| Trike price | Plan | Pay this per month | Minimum (about) |
|---|---|---|---|
| $6,000 pedal trike | 6 months | $1,000 | $210 |
| $9,000 electric trike | 9 months | $1,000 | $315 |
| $9,000 electric trike | 12 months | $750 | $315 |
| $12,000 (two trikes) | 18 months | $667 | $420 |
Example prices for illustration. Minimums estimated from Synchrony's account terms.
Tip: Set up Autopay for the payoff amount, not the minimum.
Trike Financing Questions
Can I finance a recumbent trike?
Yes. We offer 6 to 18 months, no interest if paid in full, through Synchrony. Subject to credit approval.
Can I finance an electric trike?
Yes. Electric trikes qualify for 9 or 12 months. You choose.
Will checking hurt my credit?
No. Checking if you prequalify does not affect your credit score. A full application may.
Can I finance a trike shipped to my state?
Yes. Anyone in the U.S. can finance through Synchrony with us, on approved credit. We ship trikes nationwide.
What does "no interest if paid in full" mean?
Pay the full balance before your plan ends and you pay $0 interest. If you don't, interest is charged back to the day you bought, at 34.99% APR.
Will the minimum payment pay it off in time?
No. Pay the "per month" amount in the table above to finish on time.
Can I pay it off early?
Yes. No penalty.
Can I finance two trikes?
Yes. Buying two trikes qualifies for 18 months.
Can I use HSA or FSA money?
Some trikes qualify. See our HSA & FSA Eligible Trikes page.
Late payments cost up to $41. Subject to credit approval. Questions? Call us at (916) 668-8766.
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FREE TRIKE BUYING GUIDE
This Buying Guide Will Help You:
- Better understand the trike buying process
- Know the essential steps to choose a recumbent trike
- Discover the different benefits and features
- Decide on the right model for you
- Have confidence in your next steps