Use pre-tax HSA or FSA funds to purchase eligible new recumbent trikes offered by Laid Back Cycles. Eligibility applies to select models and configurations and is verified at checkout through Flex.

Why Recumbent Trikes May Qualify for HSA/FSA

Recumbent trikes are commonly recommended for individuals who experience balance concerns, joint pain, mobility limitations, or the need for safe, low-impact cardiovascular exercise. Some plans may require a Letter of Medical Necessity (LMN) from a healthcare provider.

How HSA/FSA Payments Work with Flex

• We partner with Flex to make checkout simple. Add an eligible product to your cart, select HSA/FSA via Flex at checkout, and follow the secure steps Flex provides.

HSA/FSA Eligible Recumbent Trikes

Browse our eligible trikes and accessories.

HSA & FSA FAQs

• Which recumbent trikes are HSA/FSA eligible?
  Most new production recumbent trikes from brands such as Catrike, TerraTrike, and ICE are eligible when configured and approved through Flex. Highly customized builds and demo or used trikes are not eligible. Eligibility is confirmed during checkout.

• Can I use my HSA/FSA for a recumbent trike?
  Eligibility depends on your plan.

• Do I need a Letter of Medical Necessity?
  Some plans require it.

• Do you ship nationwide?
  Yes.

• What if my claim is denied?
  Flex provides guidance and we can help with documentation.

Start Riding Pain-Free

Browse eligible products or schedule a consultation.

How do I use my HSA/FSA to pay for a trike? 

At checkout, select Flex | Pay with HSA/FSA as your payment option. You will be prompted to complete a brief telehealth consult to confirm your eligibility to pay with HSA/FSA. From there, enter your HSA or FSA debit card details and complete your checkout as usual. If you don’t have your HSA or FSA debit card handy, you can also complete the checkout with a regular credit or debit card.

Most customers complete this process successfully. If you have questions, our team will walk you through it.